I watched the movie "Maxed Out" last night. It's about how people get saddled with debt and have to declare bankruptcy. There were a lot of crying people in the movie saying that they didn't realize that they were getting into trouble. That they trusted the credit card companies to only lend them money if the credit card companies thought they could pay them back. I know I know, what idiots! They balanced out those losers with some people who seemed to have legitimate claims against the credit card companies.
In any case, the real good part was when this professor from Harvard said something like "Credit is sooo lucrative" then she repeated "You don't understand just how lucrative it is, it's excessively profitable"
That made me think, it's our job as financially responsible people to take as much money from the credit card companies as possible: every free offer, every 0% interest deal, every free mile. We should extract every last penny of cash back. We must make the credit card companiespay for exploiting others.
We have the gift of being able to pay our debts on time and to be able to add. Let's put that to good use