So, here's what the deal is, every time you use your citizen's bank atm card, you get 10 cents in your account. There is a cap of $120 per year you can earn this way. That's 1200 transactions!!! So... How do we take advantage of this?
I think we should make a web site that will make 1200 small purchases throughout the year. In exchange the web site will take 2 cents out of every 10 cents you should get back. So for zero effort, you could make about $100.